Fund your account the way you already pay.
Add money by bank, card or wire, and withdraw whenever you like. No deposit fees, no minimums, and card deposits are ready to invest instantly.
No deposit fees
We don't charge to add money by bank transfer, card or wire.
Invest instantly
Deposits up to $1,000 are available to trade immediately while the transfer completes.
Your name only
Money can only be withdrawn to a bank account in your own name, which blocks most fraud.
Segregated accounts
Your cash is held separately from company funds at our partner banks.
Deposits
- Bank transfer (ACH)
- Available to invest
- 1 to 3 business days
- Limit
- $50,000 per day
- Fee
- Free
- Instant bank transfer
- Available to invest
- Instant, up to $1,000
- Limit
- $1,000 per day
- Fee
- Free
- Debit card
- Available to invest
- Instant
- Limit
- $5,000 per day
- Fee
- Free
- Wire transfer
- Available to invest
- Same business day
- Limit
- No limit
- Fee
- Free (your bank may charge)
| Method | Available to invest | Limit | Fee |
|---|---|---|---|
| Bank transfer (ACH) | 1 to 3 business days | $50,000 per day | Free |
| Instant bank transfer | Instant, up to $1,000 | $1,000 per day | Free |
| Debit card | Instant | $5,000 per day | Free |
| Wire transfer | Same business day | No limit | Free (your bank may charge) |
Withdrawals
- Bank transfer (ACH)
- Arrives
- 1 to 3 business days
- Fee
- Free
- Wire transfer
- Arrives
- Same business day
- Fee
- $15
| Method | Arrives | Fee |
|---|---|---|
| Bank transfer (ACH) | 1 to 3 business days | Free |
| Wire transfer | Same business day | $15 |
Money from selling investments can be withdrawn once the trade settles, which takes one business day for US stocks and ETFs.
Your first deposit in three steps.
Link your bank
Connect your bank securely in the app. Most banks link instantly; others verify with two small test deposits.
Choose an amount
Enter how much to deposit. You can set up recurring deposits at the same time.
Start investing
Card and instant deposits are ready to invest right away. Standard transfers follow within 1 to 3 days.
Funding questions
How can I add money?
By bank transfer, debit card or wire transfer. Bank transfers and debit card deposits are free. See the Funding page for limits and timings.
How long do withdrawals take?
Withdrawals to a linked bank account usually arrive within 1 to 3 business days. Money from recent sales becomes available to withdraw once the trade settles, which takes one business day for US stocks.
Can I deposit in another currency?
Yes. You can deposit in USD, GBP or EUR. Currency conversion, when needed for a trade, is charged at 0.25% above the mid-market rate.
Are there deposit limits?
Debit card deposits are limited to $5,000 a day. Bank transfer limits start at $50,000 a day and increase with account history. Wire transfers have no upper limit.
Your portfolio starts with a single share.
Opening an account takes about five minutes. No minimum deposit, no commission on US stocks and ETFs.