Frequently asked questions.

Anyone aged 18 or over with a valid government-issued ID and a residential address in a country we serve. You'll also need a tax identification number, such as a Social Security number in the US.

The application takes about five minutes. Most identity checks are completed automatically within minutes; a small number need a manual review, which usually finishes within one business day.

No. You can open an account with $0 and start investing from $1 using fractional shares.

Individual taxable brokerage accounts and joint accounts. Retirement accounts (Traditional and Roth IRA) are on our roadmap.

Yes. Sell or transfer your holdings, withdraw your cash, and request closure from Settings. There's no closure fee.

Over 5,000 US-listed stocks and ETFs, plus shares listed on major exchanges in the UK, Europe and Asia.

A fractional share is a slice of a single share. Instead of paying the full price of an expensive stock, you choose a dollar amount, such as $10, and own that portion of the share.

Market, limit, stop-loss, stop-limit and take-profit orders. You can attach a stop-loss and take-profit to a buy order so your exit plan is set from the start.

US stocks trade 9:30 a.m. to 4:00 p.m. Eastern time on market days, with extended hours from 7:00 a.m. to 8:00 p.m. International markets follow their local exchange hours.

Not at the moment. Every account is a cash account, so you can never lose more than you put in.

By bank transfer, debit card or wire transfer. Bank transfers and debit card deposits are free. See the Funding page for limits and timings.

Withdrawals to a linked bank account usually arrive within 1 to 3 business days. Money from recent sales becomes available to withdraw once the trade settles, which takes one business day for US stocks.

Yes. You can deposit in USD, GBP or EUR. Currency conversion, when needed for a trade, is charged at 0.25% above the mid-market rate.

Debit card deposits are limited to $5,000 a day. Bank transfer limits start at $50,000 a day and increase with account history. Wire transfers have no upper limit.

Online trades in US-listed stocks and ETFs are commission-free. International trades carry a 0.10% fee (minimum $1). The full schedule is on our Pricing page.

No. There's no annual fee, no inactivity fee and no fee to open or close your account.

From currency conversion, international trade fees and interest on uninvested cash. There are no monthly fees on any account tier. We never sell your personal data.

Standard (no minimum), Pro ($10,000 minimum balance) and Ultimate ($100,000 minimum balance). Pro adds BullWest (WB) stock, research and lower fees. Ultimate adds our exclusive WBT and VEST tokens, a dedicated account manager and more.

No. Every tier is free. Your tier is set by the total value of your account, including cash and investments.

You don't need to do anything. When your balance passes $10,000 or $100,000, your new tier unlocks automatically the next business day.

You keep your tier for a 30-day grace period. If your balance is still below the minimum after 30 days, you move to the tier that matches it. Any WB shares or tokens you own stay in your account and can still be sold.

BullWest is WesternBullVest's own members-only stock. It isn't listed on a public exchange, so you can only buy and sell it on WesternBullVest, with a Pro or Ultimate account.

They're our exclusive tokens, available only to Ultimate members. They trade around the clock, 7 days a week, from the same account as your stocks.

No. Because they're only available on WesternBullVest, they can't be transferred out. You can sell them at any time during trading hours and withdraw the cash.

They can be. Investments that trade in only one place may be harder to sell quickly and their prices can move sharply. Only invest money you can afford to lose, and read our disclosures first.

Client money and investments are held in segregated accounts, separate from company funds, so they remain yours even in the unlikely event that WesternBullVest runs into financial difficulty.

All data is encrypted in transit and at rest, every sign-in can be protected by two-factor authentication, and we alert you by email to new devices and withdrawals.

Change your password immediately, then contact support. We can freeze your account while we investigate. We will never ask for your password or 2FA code.